SACCO Management System
Members, savings and loans — managed with confidence.
Member records, savings, loans, guarantors and dividends, with M-Pesa deposits, automatic reminders and board-ready reports.
- contribution matching
- Instant
- portfolio at risk
- Live
- member statements
- 24/7
The problem
SACCOs juggle spreadsheets for savings, paper forms for guarantors and manual follow-up for arrears — slow for members, risky for the board and hard to audit.
SACCOs
Every member contribution and loan, accounted for.
Features
What SACCO Management System does for you.
- 01
Member portal
Members check savings, loans and statements on their phones.
- 02
Loans & guarantors
Applications, guarantor approval, appraisal and disbursement.
- 03
M-Pesa contributions
Savings and repayments matched to the right member instantly.
- 04
Arrears follow-up
Automatic SMS reminders and portfolio-at-risk tracking.
- 05
Dividends & interest
Calculated accurately at year end, ready for the AGM.
- 06
Board & audit reports
Management and regulatory reports on demand.
Who it is for
Built for
- Community & employer SACCOsContributions and loans.
- Deposit-taking SACCOsFull savings and credit operations.
- Chamas & investment groupsContributions and payouts.
Integrations
Connects with
- M-Pesa
- SMS
- Bank files
- Accounting
FAQ
About SACCO Management System
What does "built to order" mean?
Can we migrate existing member data?
Request a demo
See SACCO Management System in action.
Tell us about your organisation. We will prepare a focused walkthrough around how you work.
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